A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents The Power of Tax-Deferred Growth Why are 401(k) plans, annuities, and IRAs so popular? Split Annuity Strategy Here's one strategy that combines two different annuities to generate income and rebuild principal. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.